Don’t sell your bitcoin.
Get a bitcoin-backed loan.
Borrow at 11% interest for 1 year.
Borrow at 5% interest for 6 months.
Collateral is held in custody with Lenderton or our trusted institutional funding partners. Access cash same day, no credit checks required.
Loan calculator
The fastest growing crypto-backed loans provider in the world
Lenderton provides a secure and transparent way to access liquidity while maintaining your bitcoin holdings.
Here’s why bitcoin and ethereum holders around the world trust Lenderton:
Loans funded since 2018
$289,638,500
Proof of Reserves
Collateral held securely in custody
Custodied Loans
100+ Countries
Crypto-backed loans
A crypto-backed loan lets you borrow cash while holding onto your BTC or ETH — so you keep your upside and usually avoid triggering taxable events
1.
Submit your loan application
Borrow 60% of the value of your BTC or ETH
2.
Deposit your BTC or ETH
Send your BTC or ETH to your loan
3.
Receive your funds
Receive USD, USDC or your local currency
Why choose LENDERTON ?
Loans funded in the last 90 days
$50,671,000
Interest rates are
10% or 11% APR
Median funding ETA
12 hours
Median funding ETA is based from the time we receive your colateral. Times may vary outside of business hours and depending on your bank for fiat loans.
With Custodied loans, collateral is not lent out to generate interest.
No monthly payments. No payments until you close your loan.
Repay whenever you want, without penalty.
Loan terms are 6 or 12 months. Renew as long as your LTV is healthy.
Top up, repay or use auto-top up to manage your LTV when BTC price is down.
Redeem collateral when your LTV is healthy.
FAQ :
What is the minimum loan amount ?
You’ll need at least $500 in Bitcoin collateral to qualify.
Can I repay my loan early ?
Absolutely. Repay anytime before the 12-month term ends with no penalties.
Are there monthly payments ?
There’s no repayment schedule. You repay your loan when it reaches the end of its term, or earlier if you choose.
What is the starting LTV ?
60%
How is collateral managed at Lenderton ?
The collateral you post to secure your loan may only be re-posted by Ledn to a trusted institutional USD funding partner, such as a bank, credit fund or other corporate funding partner.
Collateral is held securely in segregated on-chain addresses that are verifiable by Ledn, ensuring that the collateral is legally ring-fenced from a funding partner’s assets and protected even in the unlikely bankruptcy of our funding partner.
Collateral is held securely in custody throughout the loan. Neither Ledn nor the institutional partner has the right to lend out your collateral to generate interest.
What currency can I get my loan in ?
Loans are funded in USD, USDC, or your local currency, but are denominated in USD.
How do I get a bitcoin or ethereum - backed loan ?
Log into lenderton.com, select your type of loan from the top menu, then click “Apply for a loan”
How long does it take to get a loan ?
Minutes to apply. Once approved, funding can happen same-day
What happens if my collateral drops in value ?
We’ll notify you if it drops more than 5%. You can add collateral or repay — you stay in control.
Is there a credit check ?
Nope. Your bitcoin is your credit.
Am I eligible to use these products ?
We’ll let you know when you register.